When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Understanding Homeowners Insurance Purchasing homeowners insurance is critical for protecting your home. Are Alternative Investments Right for You? With alternative investments, it’s critical to sort through the complexity. Gap Insurance for Leased Cars If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.