Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.